Life is a journey with dream

T oday, I went to a small coffee shop which need to share table with someone else most of the time for breakfast. Actually eating and drinking (I mean coffee/tea not beer) at coffee shop is what I like to do. I overhead an conversation within an uncle and another auntie with a baby who is her grandchild. This auntie is telling the uncle that children nowadays are very hyperactive resulting it is too tired to handle more kids. Kids in the older generation are less hyperactive and more obedient, it is pretty easy for taking care more kids at the same time. I remembered my parents able to take care 3 of us in the past. Of course 3 of us are quite easy to be taken care of. When I check with my parents if they are able to take care of my 2 young children, they said they are not able to handle 2 at the same time. I confess that my children are more difficult to handle compared to me and my siblings. So, the ratio became 2 super persons can only handle 1 young kid at a time.  Nonethe...

S everal years ago, I wanted to learn how to trade Forex in order to supplement my day job salary. This is due to I was drawing low day job salary. I do not know how to trade/invest in other stock markets apart from SGX. As a result, Forex should be what I am looking for since I can do it at night or in the wee hours. So, I started to read some Forex books and google to learn about it. Alamak, it is so technical and "Chim"! Since I am not from Business background and being less smart person, I literally don't understand. Subsequently, I came across this advertisement on Forex seminar. Without hesitation, I attended the free 3 hours preview. In the preview, the speaker is so good at presenting and as a result, manage to convince such a big crowd of people to sign-up for the seminar. The speaker definitely has the professional speaker quality. The price for the 2.5 days course is S$4K. Some of the content in promoting the course as follow:- It is so affordable be...

F or those fresh graduate who got their first job in their 20s, have you ever think of how many years can you survive in your profession? For the initial few years, it is quite easy to job-hop and get pay rise. Companies like to recruit young people with 2-3 years of experience.  What will happen 10 years later if you lost your job, for instance retrenchment happen? In general, most of the people will not be able to achieve financial freedom after 10 years of working. Can you still get a similar job that pay not lower than your last drawn? How long can you wait for the next job assuming that at this age, you have young children to support? At this juncture, will you Get similar job that pay lower Find part-time job Became private tutor Became homemaker Find a job that is not your profession and pay lower, for example shop assistant Startup own business Sell things online Drive taxi, uber or bus  Wait Based on my observation, not many people are lucky eno...