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Now Everyone Can Retire

Few years back, during a conversation over lunch, I have a friend who briefly shared with me his strategy to retire. His strategy is simple.

First of all, buy a HDB flat from government and stay in that HDB flat during his 30 years of working life. Before he retires, he will buy a residential property in JB which he is going to spend the rest of his life. He plan to fully pay his HDB flat and JB property before he retires. Meanwhile, the whole HDB flat can be rented out. With the collected rent converted to Ringgit, he is able to live a comfortable life in JB. Historical trend depicts that SGD is getting stronger and stronger as time goes by. Thus, it is not surprised to get RM3 with SGD1 in 30 years time.

 Of course he can come back to Singapore anytime he wants since it is pretty near. It is convenient to travel even if the person is not driving. Nowadays, there are buses that transport passengers between these two countries.
~~ Cheers! ~~
 
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